<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="https://terrygroup.com/sitemap.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
<!-- Sitemap is generated on 2026-04-01 20:49:50 GMT -->
	<url>
		<loc>https://terrygroup.com/</loc>
		<lastmod>2026-01-15T20:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/news-insights/</loc>
		<lastmod>2026-01-02T20:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/careers/</loc>
		<lastmod>2024-12-12T21:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/contact/</loc>
		<lastmod>2024-12-12T21:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/expert-testimony-and-litigation-consulting/</loc>
		<lastmod>2024-12-12T21:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/pensions-aging/</loc>
		<lastmod>2025-06-26T17:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/health/</loc>
		<lastmod>2024-12-19T21:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/</loc>
		<lastmod>2024-12-11T21:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/health/covid-19-pandemic-impact-modeling/</loc>
		<lastmod>2022-04-08T21:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/capital-markets-and-yield-curves/bond-yield-curve-for-fasb-ldti/</loc>
		<lastmod>2022-05-06T21:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/capital-markets-and-yield-curves/</loc>
		<lastmod>2024-12-12T21:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/capital-markets-and-yield-curves/bond-market-update/</loc>
		<lastmod>2021-01-21T20:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/privacy-policy/</loc>
		<lastmod>2023-09-04T14:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/terms-and-conditions/</loc>
		<lastmod>2023-09-04T15:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/cookie-policy/</loc>
		<lastmod>2023-09-04T15:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/2023-vbc-payer-provider-perspectives-report/</loc>
		<lastmod>2023-11-14T20:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/careers/analyst-internship/</loc>
		<lastmod>2023-09-21T17:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/careers/actuarial-analyst/</loc>
		<lastmod>2023-09-21T17:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/newsletter-success/</loc>
		<lastmod>2024-05-13T22:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/employee-benefits-management-and-strategy/</loc>
		<lastmod>2024-12-20T17:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/how-super-is-super/</loc>
		<lastmod>2026-01-15T21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/terry-group-actuaries-dispute-resolution-team-in-2026/</loc>
		<lastmod>2026-01-06T22:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/the-terry-group-and-athena-actuarial-consulting-announce-strategic-alliance/</loc>
		<lastmod>2025-12-30T22:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/the-coming-social-security-trainwreck/</loc>
		<lastmod>2025-06-26T17:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/larry-sher/</loc>
		<lastmod>2026-01-06T16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/americas-looming-fiscal-crisis/</loc>
		<lastmod>2025-04-09T14:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/the-coming-global-demographic-transformation/</loc>
		<lastmod>2024-09-26T20:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/latest-news-the-terry-groups-richard-jackson-in-quoted-in-the-wall-street-journal/</loc>
		<lastmod>2024-05-20T21:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/americas-deepening-baby-bust/</loc>
		<lastmod>2024-05-15T17:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/americas-immigration-dilemma/</loc>
		<lastmod>2024-04-18T16:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/value-based-care-quality-metric-overload/</loc>
		<lastmod>2024-11-12T20:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/lessons-from-south-koreas-fertility-freefall/</loc>
		<lastmod>2024-03-27T17:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-february-2024/</loc>
		<lastmod>2024-03-06T19:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/do-you-need-a-randomized-controlled-trial/</loc>
		<lastmod>2024-08-13T16:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/prior-authorization-for-the-win/</loc>
		<lastmod>2024-08-13T16:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-january-2024/</loc>
		<lastmod>2024-02-07T20:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/why-floridas-drug-importation-plan-wont-work/</loc>
		<lastmod>2024-11-07T17:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/what-cmss-new-rule-means-for-prior-authorization-cms-0057-f/</loc>
		<lastmod>2024-08-13T16:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/the-key-role-of-downside-risk-in-vbcs-success/</loc>
		<lastmod>2024-11-12T20:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-year-end-2023/</loc>
		<lastmod>2024-01-04T01:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/a-season-for-reflection-2023-in-review/</loc>
		<lastmod>2023-12-20T23:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-november-2023/</loc>
		<lastmod>2023-12-26T23:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/americas-rapidly-deteriorating-demographic-outlook/</loc>
		<lastmod>2023-12-01T17:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/why-providers-are-struggling-to-succeed-in-value-based-care/</loc>
		<lastmod>2024-08-13T16:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-october-2023/</loc>
		<lastmod>2023-11-10T16:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-september-2023/</loc>
		<lastmod>2023-10-11T21:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/healthcare-industry-survey-report-2023-perspectives-on-value-based-care/</loc>
		<lastmod>2023-09-15T21:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-august-2023/</loc>
		<lastmod>2023-09-08T15:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/terry-group-mini-brief-featured-in-business-insider/</loc>
		<lastmod>2023-08-21T22:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-july-2023/</loc>
		<lastmod>2023-08-04T21:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/world-politics-review-publishes-an-article-by-the-terry-groups-richard-jackson/</loc>
		<lastmod>2023-07-27T22:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/can-an-aging-china-still-be-a-rising-china/</loc>
		<lastmod>2023-07-27T15:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/data-privacy/</loc>
		<lastmod>2023-07-21T20:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-june-2023/</loc>
		<lastmod>2023-07-06T19:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-may-2023/</loc>
		<lastmod>2023-06-07T00:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/why-an-aging-america-needs-immigration/</loc>
		<lastmod>2023-05-31T18:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-april-2023/</loc>
		<lastmod>2023-05-10T15:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/cmmi-updates-from-cms-what-you-should-know/</loc>
		<lastmod>2023-04-12T21:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-march-2023/</loc>
		<lastmod>2023-04-06T21:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/a-concise-budget-primer/</loc>
		<lastmod>2023-03-30T22:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/the-terry-groups-brian-septon-is-quoted-in-marketwatch/</loc>
		<lastmod>2024-11-07T17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/evan-inglis/</loc>
		<lastmod>2026-01-06T21:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-february-2023/</loc>
		<lastmod>2023-03-15T15:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/algorithmic-accountability-what-is-it-and-why-does-it-matter/</loc>
		<lastmod>2024-12-11T19:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-january-2023/</loc>
		<lastmod>2023-03-15T15:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/the-health-equity-journey/</loc>
		<lastmod>2024-08-13T16:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-december-2022/</loc>
		<lastmod>2023-03-15T15:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/a-season-for-reflection-2022-in-review/</loc>
		<lastmod>2023-03-15T15:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/why-the-world-is-approaching-peak-population/</loc>
		<lastmod>2023-03-15T15:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-november-2022/</loc>
		<lastmod>2023-03-15T15:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-october-2022/</loc>
		<lastmod>2023-03-15T15:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-september-2022/</loc>
		<lastmod>2023-03-15T15:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/vantage-point-more-grim-news-on-u-s-life-expectancy/</loc>
		<lastmod>2023-03-15T15:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/press-release-new-report-argues-investing-in-health-equity-is-essential-for-business-success/</loc>
		<lastmod>2023-03-15T15:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-august-2022/</loc>
		<lastmod>2023-03-15T15:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/the-business-case-for-investing-in-health-equity/</loc>
		<lastmod>2024-08-13T16:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-july-2022/</loc>
		<lastmod>2023-03-15T15:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/how-healthcare-organizations-can-take-the-lead-in-the-nations-quest-to-improve-health-equity/</loc>
		<lastmod>2024-08-13T16:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-june-2022/</loc>
		<lastmod>2023-03-15T15:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/is-americas-baby-bust-over/</loc>
		<lastmod>2023-03-15T15:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/is-the-pursuit-of-health-equity-good-for-business/</loc>
		<lastmod>2023-03-15T15:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/press-release-the-terry-group-finds-biased-utilization-data-are-fueling-health-inequity/</loc>
		<lastmod>2023-03-15T15:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-may-2022/</loc>
		<lastmod>2023-03-15T15:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/press-release-new-report-warns-that-the-collapse-in-u-s-population-growth-could-undermine-future-prosperity-and-security/</loc>
		<lastmod>2023-03-15T15:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/how-biased-utilization-data-perpetuate-health-inequity-a-two-part-strategy-to-address-the-problem/</loc>
		<lastmod>2024-08-13T16:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-april-2022/</loc>
		<lastmod>2023-03-15T15:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/issue-brief-why-the-collapse-in-u-s-population-growth-matters/</loc>
		<lastmod>2023-03-15T15:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-march-2022/</loc>
		<lastmod>2023-03-15T15:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/press-release-new-report-from-the-terry-group-highlights-the-critical-role-the-us-health-care-system-can-play-in-promoting-greater-health-equity/</loc>
		<lastmod>2023-03-15T15:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-february-2022/</loc>
		<lastmod>2023-03-15T15:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-january-2022/</loc>
		<lastmod>2023-03-15T15:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/latest-news-marketwatch-publishes-an-op%e2%80%91ed-by-the-terry-groups-richard-jackson-2/</loc>
		<lastmod>2023-03-15T15:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/press-release-new-report-warns-of-slower-economic-growth-larger-fiscal-burdens-if-recent-sharp-drop-in-elderly-employment-persists/</loc>
		<lastmod>2023-03-15T15:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/latest-news-marketwatch-publishes-an-op%e2%80%91ed-by-the-terry-groups-richard-jackson/</loc>
		<lastmod>2023-03-15T15:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/a-new-way-to-think-about-health-equity-understanding-spheres-of-influence-and-concern/</loc>
		<lastmod>2024-08-13T16:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-december-2021/</loc>
		<lastmod>2023-03-15T15:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/marketwatch-publishes-an-op-ed-by-the-terry-groups-richard-jackson/</loc>
		<lastmod>2023-03-15T15:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-november-2021/</loc>
		<lastmod>2023-03-15T15:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/press-release-new-report-warns-of-slower-economic-growth/</loc>
		<lastmod>2023-03-15T15:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/issue-brief-rethinking-retirement-in-an-aging-america/</loc>
		<lastmod>2023-03-15T15:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-october-2021/</loc>
		<lastmod>2023-03-15T15:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-september-2021/</loc>
		<lastmod>2023-03-15T15:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/cnn-publishes-an-op-ed-by-the-terry-groups-richard-jackson/</loc>
		<lastmod>2023-03-15T15:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-august-2021/</loc>
		<lastmod>2023-03-15T15:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-july-2021/</loc>
		<lastmod>2023-03-15T15:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/the-terry-groups-richard-jackson-is-quoted-in-the-wall-street-journal/</loc>
		<lastmod>2023-03-15T15:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/press-release-america-may-continue-to-fall-further-behind-other-rich-countries-on-life-expectancy-new-report-warns/</loc>
		<lastmod>2023-03-15T15:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-june-2021/</loc>
		<lastmod>2023-03-15T15:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/issue-brief-from-longevity-leader-to-longevity-laggard/</loc>
		<lastmod>2023-03-15T15:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-may-2021/</loc>
		<lastmod>2023-03-15T15:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/population-decline-is-going-to-hit-us-hard/</loc>
		<lastmod>2023-03-15T15:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/terry-group-issue-brief-on-americas-baby-bust-is-featured-in-the-financial-times/</loc>
		<lastmod>2023-03-15T15:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-april-2021/</loc>
		<lastmod>2023-03-15T15:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-march-2021/</loc>
		<lastmod>2023-03-15T15:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/press-release-new-report-warns-baby-bust-means-america-will-age-more-than-projected/</loc>
		<lastmod>2023-03-15T15:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/issue-brief-the-end-of-u-s-demographic-exceptionalism/</loc>
		<lastmod>2023-03-15T15:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-february-2021/</loc>
		<lastmod>2023-03-13T19:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-january-2021/</loc>
		<lastmod>2023-03-13T19:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-end-of-year-2020/</loc>
		<lastmod>2023-03-13T19:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/scott-mckibbin/</loc>
		<lastmod>2020-12-29T20:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bond-market-update-20201130/</loc>
		<lastmod>2023-03-13T19:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/michael-lackey/</loc>
		<lastmod>2020-04-30T14:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/press-release-a-novel-approach-to-modeling-the-impact-of-the-novel-coronavirus/</loc>
		<lastmod>2023-03-13T19:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/webinar-covid-19-population-health-in-times-of-crisis/</loc>
		<lastmod>2023-03-13T19:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/3-steps-to-building-a-transformational-roadmap/</loc>
		<lastmod>2023-03-13T19:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/4-keys-to-creating-financial-alignment-in-payer-provider-collaboration/</loc>
		<lastmod>2023-03-13T19:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/jerry-mingione/</loc>
		<lastmod>2020-05-27T19:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/health-systems-in-transition-facing-the-challenges-webinar/</loc>
		<lastmod>2023-03-13T19:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/maureen-tresnak/</loc>
		<lastmod>2021-03-03T16:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/rich-kuzmar/</loc>
		<lastmod>2019-08-21T18:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/john-moore/</loc>
		<lastmod>2026-01-06T16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/carol-daskais-navin/</loc>
		<lastmod>2024-12-19T22:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/yi-ling-lin/</loc>
		<lastmod>2026-01-06T16:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/sheri-joyce/</loc>
		<lastmod>2019-08-21T18:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/liaw-huang/</loc>
		<lastmod>2026-01-06T16:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/megan-heine/</loc>
		<lastmod>2024-12-19T22:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/maureen-eichenold/</loc>
		<lastmod>2024-12-19T22:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/lena-black/</loc>
		<lastmod>2026-01-06T16:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/kate-lipuma/</loc>
		<lastmod>2020-03-23T14:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/kathi-moore/</loc>
		<lastmod>2024-11-07T19:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/girija-sivakumar/</loc>
		<lastmod>2019-08-21T18:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/tom-donlon/</loc>
		<lastmod>2020-08-12T15:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/richard-jackson/</loc>
		<lastmod>2024-09-26T20:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/people/tom-terry/</loc>
		<lastmod>2026-01-06T16:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/terry-group-update-the-terry-group-partners-with-hager-strategic-to-evaluate-private-healthcare-exchanges/</loc>
		<lastmod>2023-03-13T19:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/myth-assumptions-drive-pension-costs/</loc>
		<lastmod>2024-11-07T17:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/terry-group-update-the-terry-group-merges-with-donlon-associates-inc/</loc>
		<lastmod>2023-03-13T19:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/what-is-intergenerational-equity/</loc>
		<lastmod>2023-03-13T19:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/why-pre-fund-why-fully-fund/</loc>
		<lastmod>2023-03-13T19:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/guide-to-choosing-delegated-investment-management-services-for-corporate-pensions/</loc>
		<lastmod>2023-03-13T19:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/the-aging-of-america/</loc>
		<lastmod>2020-05-11T14:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/a-risk-based-framework-for-pension-decision-making/</loc>
		<lastmod>2020-05-11T14:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/a-new-retirement-paradigm/</loc>
		<lastmod>2020-05-11T14:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/public-confidence-what-does-it-take/</loc>
		<lastmod>2020-05-11T14:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/uncertain-times-and-the-pension-fiduciary/</loc>
		<lastmod>2023-03-13T19:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/bridging-the-gap-between-theory-and-practice-in-pension-risk-management/</loc>
		<lastmod>2023-03-13T19:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/promoting-objective-public-policy-in-a-partisan-world/</loc>
		<lastmod>2020-05-11T14:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/keeping-up-with-the-brits/</loc>
		<lastmod>2020-05-11T14:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/communicating-longevity-risk-beyond-the-definitions/</loc>
		<lastmod>2023-03-13T19:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/the-great-pension-derisking/</loc>
		<lastmod>2023-03-13T19:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://terrygroup.com/why-are-corporate-pension-plans-reducing-risk-now/</loc>
		<lastmod>2023-03-13T19:18+00:00</lastmod>
	</url>
</urlset>
<!-- Sitemap is served from cache -->
