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  1. Why the World Is Approaching Peak Population
    ...seems to be moving in the opposite direction. DOWNLOAD PDF 1 All demographic data in this issue brief come from the UN Population Division, World Population Prospects: The 2022 Revision...
  2. Issue Brief: Why the Collapse in U.S. Population Growth Matters
    ...economic growth. Domestically, living standards may stagnate, while internationally America’s stature may erode. In this Critical Issues, we examine the economic and geopolitical challenges posed by slowing population growth and...
  3. Is America’s Baby Bust Over?
    ...about equal to the OECD average. When it comes to fertility behavior, America has simply become a normal developed country. While developments may prove us wrong, we are skeptical that...
  4. Issue Brief: From Longevity Leader to Longevity Laggard
    ...we examine why America, which was once among the rich world’s longevity leaders, has now become its longevity laggard. READ/DOWNLOAD OUR ISSUE BRIEF About Critical Issues Critical Issues, jointly published...
  5. Issue Brief: The End of U.S. Demographic Exceptionalism
    ...the world order? READ/DOWNLOAD OUR ISSUE BRIEF About Critical Issues Critical Issues, jointly published by The Terry Group and the Global Aging Institute (GAI), is an occasional series of issue...
  6. A-Grade Corporate Bond Yield Curve for Valuing Long-Duration Insurance Contracts
    ...is completely eliminated given the flat yield pattern. In comparison, results from the December 2021 model (i.e., before the shift in monetary policy) showed variations up to 15 basis points....
  7. The Terry Group’s Richard Jackson is quoted in The Wall Street Journal
    A July 25 article in The Wall Street Journal, “U.S. Population Growth, an Economic Driver, Grinds to a Halt,” quotes The Terry Group’s Richard Jackson on the threat that declining...
  8. Terry Group issue brief on America’s “baby bust” is featured in The Financial Times
    A May 16 article in The Financial Times by columnist Rana Foroohar draws extensively on “The End of U.S. Demographic Exceptionalism,” our breakthrough issue brief on America’s “baby bust.” The...
  9. Terry Group mini brief on the challenges posed by China’s deteriorating demographics is featured in Business Insider
    An August 7 article in Business Insider draws extensively on “Can an Aging China Still Be a Rising China?,” our mini brief on the challenges posed by China’s rapidly aging...
  10. Prior Authorization for the Win
    ...maximum, and co-insurance. Effectively communicating information about PAs, and especially denials, will be even more challenging than communicating basic health plan information. Action Steps: Use generative AI to help members...